Friday, February 15, 2013

Ensure Paying Your Taxes with a Credit Card Won't Hurt Your Credit Score

Ensure Paying Your Taxes with a Credit Card Won't Hurt Your Credit ScorePaying your taxes with your credit card isn't necessarily a bad thing, and can even earn you a fair number of rewards points if you've got a good card. You have to be careful, however, because aside from potential convenience fees you can damage your credit score if you carry a high balance for too long. US News explains:

[I]f the amount you charge to your credit card is fairly large and you carry that balance for several months or longer, you could damage your credit score. Remember the amount of available credit you have is one factor in determining your credit score, so you want to do whatever you can to increase that amount. Consider the pros and cons of charging that large amount to a credit card you may not be able to pay off within a reasonable amount of time.

This is a pretty standard consideration with any large purchase, but we don't have many of those and your tax bill may be the only one you encounter on a regular basis. If you're putting it on your credit card, make sure you can pay it off quickly so you don't harm your credit just to put off payment awhile longer.

Should You Pay Your Taxes with a Credit Card? | US News

Images by Feng Yu (Shutterstock) and LHF Graphics (Shutterstock).

Source: http://feeds.gawker.com/~r/lifehacker/full/~3/1xN0LNhYsac/ensure-paying-your-taxes-with-a-credit-card-wont-hurt-your-credit-score

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